Supplier Enablement

Introducing Rutter Supplier Enablement

Rutter is excited to announce the launch of our new Supplier Enablement product—built for enterprise fintech platforms and financial institutions looking to unlock commercial card adoption across midmarket and SMB vendors.

With expanded ERP coverage and smarter data intelligence, Rutter now offers:

• Support for fetching vendor data from 30+ additional midmarket and enterprise ERPs
• A new intelligent file import workflow
• Advanced OCR enrichment leveraging bill attachments to improve vendor match
• Integration of Visa card acceptance data to improve vendor scoring

These capabilities give customers the infrastructure to scale supplier enablement workflows across SMB, midmarket, and enterprise—without needing custom integrations.

Rutter's Supplier Enablement Workflow

Rutter standardizes and enriches ERP vendor data through a unified API and orchestrates the full enablement journey:

1. Auth – Secure OAuth-style onboarding for ERP access
2. Extract – Pull vendor, payment terms, and bill data
3. Enrich – Use OCR to extract vendor info from invoices and attachments
4. Score – Match to card networks using proprietary logic and Visa acceptance data
5. Prioritize – Rank vendors by likelihood and spend potential
6. Activate – Power enablement campaigns via prebuilt UI components or API feeds
7. Switch – Provide vendor-level recommendations to guide ERP payment method updates

Auth

Embed Rutter Link into your application and walk through an end to end business authentication flow in order to create a new Connection. This Connection represents the business accounting system and contains an access_token used to read and write data for that instance.

Extract

Once you have established a connection, you can extract vendor and bill data from the ERP system using Rutter's GET APIs:

Vendor Data: Use the List Vendors endpoint to retrieve all vendor information including contact details, payment terms, and vendor metadata.

Bill Data: Use the List Bills endpoint to pull bill data including amounts, due dates, vendor associations, and attachment information that can be used for OCR enrichment.

Enrich

After data is extracted, Rutter applies multiple layers of enrichment to the data to improve the quality of the data and the ability to match supplier data with ability to accept card.

OCR enrichment for ERP vendor data: We apply OCR to bill attachments in SMB platforms like QuickBooks and Xero—dramatically improving data completeness and increasing vendor match rates even when structured ERP data is limited. Public data: Online resources and vendor documentation.

Score

Rutter provides native integrations with card payment networks to help identify cardable vendors.

Visa card acceptance integration: Our scoring engine now incorporates Visa acceptance data to help customers identify cardable vendors with greater confidence and precision.

Prioritize

Rutter's prioritization engine helps you focus enablement efforts where they'll have the greatest impact by scoring vendors across multiple dimensions:

Spend-Based Scoring: Identify high-value vendors by analyzing historical spend patterns, payment frequency, and transaction volumes to prioritize suppliers that represent the largest revenue opportunities.

Match Confidence Scoring: Leverage our enrichment and scoring capabilities to focus on vendors with high-confidence matches, reducing wasted effort on uncertain prospects.

This intelligent prioritization delivers two key business outcomes:

• Speed to Spend: By focusing on the most promising opportunities first, you can accelerate time-to-revenue and see faster adoption of your card program
• Higher ROI on Enablement Efforts: Concentrate sales and onboarding resources on vendors with the highest probability of success and largest spend potential, maximizing the return on your enablement investments

Activate

Once you've identified and prioritized your highest-value supplier opportunities, Rutter provides flexible deployment options to seamlessly integrate supplier enablement into your existing workflows:

API-First Integration: Access enriched supplier data, match confidence scores, and prioritization rankings through our REST API endpoints. This allows you to integrate supplier intelligence directly into your existing CRM, sales tools, or custom applications without disrupting current processes.

Embeddable UI Components: Deploy pre-built, customizable interface components that can be embedded directly into your customer-facing portals or internal dashboards. These components provide immediate access to supplier insights while maintaining your brand experience.

This flexible architecture delivers two critical advantages:

• Easy to Deploy: No need to rebuild existing systems or retrain teams—Rutter integrates into your current technology stack and business processes with minimal implementation overhead
• Works Within Existing Workflows: Your sales teams can access supplier intelligence within familiar tools, while customers can explore opportunities through interfaces that feel native to your platform, ensuring high adoption and seamless user experiences

Learn More

Rutter Supplier Enablement is designed for enterprise teams building large-scale commercial card, AP automation, or working capital programs.

Whether you're focused on midmarket and enterprise vendors—or managing high volumes of SMB spend through platforms like QuickBooks—we work with customers making significant investments in supplier payment innovation.